When all is said and done, what will it really cost????


The boys are especially handsome with their budding horns.

"Sighting of the Day in the Bush"
The kudus give us "the look," which means "more pellets please,"
Note:  Please bear with us for a lack of innovative and exciting photos.  Stuck on the veranda and with only a few visitors each day, our photo ops are limited right now.

As mentioned in yesterday's post, whether we like it or not, whether it's fair or not, we are faced with a monumental financial loss due to my recent triple coronary bypass surgery.

Having to cancel all prepaid venues over the next three months results in a financial loss for which there is nothing we can do that we haven't already attempted.

On top of the incurred losses is the fact that we had to pay for the holiday rental of the "Orange" house from February to May when we'll depart for Ireland for the upcoming three-month rental in Connemara by the sea.  This booking will remain in place.
Two female kudus stopped by this morning.
We're looking forward to the summer months in Ireland but the realities of what it will have cost us to get there is quite a sting.  Once again, I'll reiterate, we are immensely and eternally grateful to have discovered my severe heart condition while in South Africa for several reasons:
  1. The cost of health care in this country is very reasonable
  2. The quality of medical care in South Africa is exemplary
  3. South Africa is known for its advancements in heart disease as compared to other countries throughout the world
  4. The cost of living while recovering is as much as 50% less than in many other countries throughout the world
We couldn't have been in a better place when discovering this life-threatening condition.  Oh, gosh, had we gone on to Kenya we would have been in dire straits trying to find the quality of care required to "right" this condition.  We are so grateful for being here in South Africa.
Soon they were accompanied by a young male, most likely an offspring of one of the females.
Now we are faced with bearing the entire cost of the operation, doctors and follow-up care when our insurance company is looking for any possible "out" to avoid paying the claim, only adding to our worry and stress.  We are talking about a lot of money.

Today's post is presented with the intent of sharing these losses but may not be exact to the penny.  The time and energy required for the exact numbers aren't quite where I'm at during this recovery period. But, the numbers we present today are within 5% of the actual costs.  I'm still not quite clear headed enough to be as precise as we'd usually strive to be.

So, here's an overview of the losses we'll have incurred as a direct result of this dire medical emergency.

  • Flight to Kenya from South Africa (non-refundable) ZAR 15752, US $1135
  • Kenya Safari Tour (non-refundable) ZAR 199688, US $14,400 with a promised refund of ZAR 69336, US $5000 for a total loss of ZAR 130352, US $9400
  • Hotel in Santiago Chile (non-refundable) ZAR 20440, US $1474
  • Cruise from Chile to San Diego, CA (partially refundable) ZAR 22174, US $1599
  • Flight from San Diego, CA to Minneapolis, MN (non-refundable) ZAR 6330, US $ 456.60
  • Cruise from Fort Lauderdale, FL to Copenhagen, Denmark (partially refundable) ZAR 12480, US $900
Total losses: ZAR 207523  US $14,965

Plus, we must include any and all medical expenses for hospital, doctors, and medications.  We'll report back on these as they become known in the near future.  With these totals included, we will be looking at a total loss, in excess of ZAR 1040040, US $75,000.
Such cuteness...
Also, ironically, we received a notice from Expedia while I was in the hospital that the flight from Nairobi, Kenya to Santiago, Chile was being canceled and we'd be refunded the entirety of this expense (not calculated in above costs). This credit hasn't been reflected on our credit card as yet but we're watching for it.

As we review these losses they are meaningless when compared to the fact that my life has been spared and in time as we recovery physically, emotionally and financially, we'll move into the future with excitement, hope, and fulfillment for that which is yet to come.

Thanks to all of our readers/friends and family for their loving support and prayers during this challenging time.

_____________________________________
Photo from one year ago today, February 27, 2018:
I had the opportunity to feed tiny Doc who slowly nibbled on the teaspoon.  For more details on bushbaby rehab, please click here.

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